Corea del Sur Indicadores de la economía
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Corea del Sur Bank credit to the private sector

(percent, Fuente: The World Bank)

Bank credit to the private sector (percent): Para este indicador, The World Bank proporciona datos para Corea del Sur desde 1960 a 2015. El valor medio para Corea del Sur durante ese período fue de 60.77 percent con un mínimo de 4.95 percent en 1960 y un máximo de 148.34 percent en 2008.


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Bank credit in Corea del Sur and other countries is defined as the credit extended by the banking institutions to the private sector only: both firms and households. It does not include lending to the government.

Credit is essential for the economy to function well. It funds new investments and allows people to purchase houses, cars, and other items. Of course, excessive lending and borrowing usually end up in financial crises but, in principle, credit availability is good for economic development.

If the banking credit to the private sector is about 70 percent of GDP and more, then the country has a relatively well developed financial system. The amount of credit can even exceed 200 percent of GDP in some very advanced economies. In some poor countries, the credit could be less than 15 percent of GDP. In these countries, firms and households essentially do not have access to credit for investment and various purchases.

Bank credit to the private sector clasificación por más de 200 países. Crear y descargar gráficos con el comparador de país.

Definición Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises.